Business owner in yellow jacket talking to customer

Checking

Worth Checking Out

We Make Your Business Our Business

You can count on a listening ear and a team ready to help you choose just the right account and tools for your business. A team that gets to know your business. How you spend, receive and save money – and where you want to grow. You get to know us, too. Our first names. And maybe even our favorite team.

Business Checking Options

Business classic

No monthly service charge
First 150 items free
eStatements
Free online banking, mobile banking and bill pay¹
Free Business Debit Mastercard^®

Business Vantage

Low monthly service charge
First 400 items free
eStatements
Free online banking, mobile banking and bill pay¹
Free Business Debit Mastercard^®
Treasury Management services are available to manage cash flow

Business choice

Potential to offset monthly transaction fees with compensating balances
eStatements
Free online banking, mobile banking and bill pay¹
Free Business Debit Mastercard^®
Treasury Services available for maximizing cash flow efficiency

Business interest

Ability to earn interest with traditional checking features
eStatements
Free online banking, mobile banking and bill pay¹
Free Business Debit Mastercard^®

Business Checking Options

Business classic

No monthly service charge
First 150 items free
eStatements
Free online banking, mobile banking and bill pay¹
Free Business Debit Mastercard^®

Business Vantage

Low monthly service charge
First 400 items free
eStatements
Free online banking, mobile banking and bill pay¹
Free Business Debit Mastercard^®
Treasury Management services are available to manage cash flow

Business choice

Potential to offset monthly transaction fees with compensating balances
eStatements
Free online banking, mobile banking and bill pay¹
Free Business Debit Mastercard^®
Treasury Services available for maximizing cash flow efficiency

Business interest

Ability to earn interest with traditional checking features
eStatements
Free online banking, mobile banking and bill pay¹
Free Business Debit Mastercard^®

Business Classic

Designed for businesses with lower monthly account activity.
No monthly service charge.
First 150 items free (total of all credit, debit and deposited items excluding debit card transactions); $0.37 each thereafter.
Easy account access with Civista Digital Banking.
Business Debit Mastercard with chip card technology and digital wallet compatibility.
$100.00 to open.
eStatement is account standard. Paper statement option available for $12.00 monthly.
Currency and Coin Transaction Handling Fees: Over $10,000 cash deposited or over $10,000 cash withdrawn monthly= $0.18/$100 over $10,000; Over $2,000 coin deposited or over $2,000 coin withdrawn monthly= $.18/$100 over $2,000.

Business Vantage

Designed for growing businesses.
This account offers a flat monthly service charge with up to 400 transaction items per month (total of all credit, debit and deposited items excluding debit card transactions); $0.37 thereafter.
Easy account access with Civista Digital Banking.
$15.00 monthly service fee.
$100.00 to open.
eStatement is account standard. Paper statement option available for $12.00 monthly.
Treasury Management services are available to manage cash flow and account fraud risks.
Currency and Coin Transaction Handling Fees: Over $10,000 cash deposited or over $10,000 cash withdrawn monthly= $0.18/$100 over $10,000; Over $2,000 coin deposited or over $2,000 coin withdrawn monthly= $.18/$100 over $2,000.

Business Choice

This account provides daily account management for businesses with traditionally higher activity volumes.
An earnings credit is available on account balances to help offset monthly transaction fees.
$100.00 to open.
Easy account access with Civista Digital Banking.
Business Debit Mastercard with chip card technology and digital wallet compatibility.
eStatement is account standard. Paper statement option available for $12.00 monthly.
Treasury Management services can be added to this account to help maximize cash flow efficiency.
$25.00 monthly service fee.
Transaction Fees: Debit paid = $0.26, Deposits = $0.74, Checks Deposited - On Us = $0.23, Checks Deposited - Foreign/Transit = $0.24, Electronic Debits/Credits = $0.23.
Currency and Coin Transaction Handling Fees: Over $10,000 cash deposited or over $10,000 cash withdrawn monthly= $0.18/$100 over $10,000; Over $2,000 coin deposited or over $2,000 coin withdrawn monthly= $.18/$100 over $2,000.

Business Interest

This account offers qualified businesses the ability to earn interest with the convenience of a traditional checking account.
$2,500 to open.
Easy account access with Civista Digital Banking.
Business Debit Mastercard with chip card technology and digital wallet compatibility.
eStatement is account standard. Paper statement option available for $12.00 monthly.
$25 monthly service fee.
Transaction Fees: Debit paid = $0.26, Deposits = $0.74, Checks Deposited - On Us = $0.23, Checks Deposited - Foreign/Transit = $0.24, Electronic Debits/Credits = $0.23.
Currency and Coin Transaction Handling Fees: Over $10,000 cash deposited or over $10,000 cash withdrawn monthly= $0.18/$100 over $10,000; Over $2,000 coin deposited or over $2,000 coin withdrawn monthly= $.18/$100 over $2,000.

We’ve Got the Perfect Account for You

Compare Our Business Checking Accounts

	Business classic	Business Vantage	Business Choice	Business Interest
Minimum Deposit to Open	$100	$100	$100	$2,500
Interest Earned
Monthly Account Maintenance Fee	None	$15.00	$25.00	$25.00
Transaction Fees	First 150 free ($0.37 each after)	First 400 free ($0.37 each after)
Earning Credit Available
Treasury Management Services Available
eStatement
Free Business Debit Mastercard
Civista Digital Banking - Online & Mobile App¹

Currency and Coin Transaction Handling Fees may apply to any business checking account.
Standard wireless carrier charges may apply to mobile banking service.

Integrated Services

What about payment cards for your staff? Accelerating payments from vendors? Ability to accept debit and credit cards from customers? There’s a lot to think about – while trying to run your business, too. Contact Us to help.

We’ll do our job, so you can do yours.