You want a quick turnaround on loan requests, competitive rates, and local service from a knowledgeable lender. At Civista Bank, you’ll find prompt answers and trusted solutions to all your lending questions. So, when you need a loan for whatever life brings, we’re ready to help.
- Vehicle Loans
- Personal Loans
- Deposit Secured Loans
Let us help you get behind the wheel - on the road or on the lake.
Vehicle Loans
- Car, truck, motorcycle, boat and RVs
- Flexible term lengths to fit your budget
- ¼% rate discount with automatic payment from a Civista personal checking
Which option is best for you?
secured
- Often used to fund home improvements, medical expenses, or other large purchases
- Secured by car, boat, motorcycle or other vehicle
- Fixed and variable rates
- No early payoff penalty
Unsecured
- No collateral required to secure loan
- Available to individuals with outstanding credit history
- Variable rate
- No early payoff penalty
Which works best for you?
Installment loan
- Great for establishing or improving your credit
- Secured by balance in a Civista certificate of deposit account or savings account
- $500 minimum deposit
- Fixed rate
- Loan term coincides with term of deposit on hold; 60 months max
single pay
- May be right for you if you expect a bonus or other single payment to repay loan
- Secured by balance in a Civista certificate of deposit or savings account
- Fixed rate
- Loan term coincides with term of deposit on hold; 12 months max
Line of Credit
- Leverage your hard-earned savings to access a revolving line of credit at an interest rate lower than most credit cards
- Secured by balance in a Civista certificate of deposit or savings account
- $2,500 minimum loan amount
- Fixed rate
- Loan term coincides with term of deposit on hold; 36 months max
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Vehicle Loans
Let us help you get behind the wheel - on the road or on the lake.
Vehicle Loans
- Car, truck, motorcycle, boat and RVs
- Flexible term lengths to fit your budget
- ¼% rate discount with automatic payment from a Civista personal checking
Toggle accordion content
Personal Loans
Which option is best for you?
secured
- Often used to fund home improvements, medical expenses, or other large purchases
- Secured by car, boat, motorcycle or other vehicle
- Fixed and variable rates
- No early payoff penalty
Unsecured
- No collateral required to secure loan
- Available to individuals with outstanding credit history
- Variable rate
- No early payoff penalty
Toggle accordion content
Deposit Secured Loans
Which works best for you?
Installment loan
- Great for establishing or improving your credit
- Secured by balance in a Civista certificate of deposit account or savings account
- $500 minimum deposit
- Fixed rate
- Loan term coincides with term of deposit on hold; 60 months max
single pay
- May be right for you if you expect a bonus or other single payment to repay loan
- Secured by balance in a Civista certificate of deposit or savings account
- Fixed rate
- Loan term coincides with term of deposit on hold; 12 months max
Line of Credit
- Leverage your hard-earned savings to access a revolving line of credit at an interest rate lower than most credit cards
- Secured by balance in a Civista certificate of deposit or savings account
- $2,500 minimum loan amount
- Fixed rate
- Loan term coincides with term of deposit on hold; 36 months max
Toggle accordion content
