Two women carrying shopping bags and glancing at mobile phone

Checking

For the Way You Live

The Best Checking Account Is the One That’s Right for You

That’s why you’ll find unique options, plus convenient digital tools to bank securely anywhere, anytime. Explore our accounts below or simply contact us. After all, we’re here to help you find the perfect fit and getting to know you is our favorite part.

Free

Basic features
Easy access
No minimum balance
No monthly service charge
eStatement is account standard¹

Learn more about Student Free Checking ²

COMPASS

More features
Savings on popular banking services
eStatement is account standard¹
Shopping, dining and travel discounts with BaZing
Cell phone protection, identity theft services and more ^3,4
Low, flat monthly service charge - waived for Active Military or Veterans with monthly payroll or retirement direct deposit

STAR

Premium features and savings on popular banking services
Interest-earning
Shopping, dining and travel discounts with BaZing
Cell phone protection, identity theft services and more^3,4
Waived with $1,500 minimum daily balance

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Free

Basic features
Easy access
No minimum balance
No monthly service charge
eStatement is account standard¹

Learn more about Student Free Checking ²

COMPASS

More features
Savings on popular banking services
eStatement is account standard¹
Shopping, dining and travel discounts with BaZing
Cell phone protection, identity theft services and more ^3,4
Low, flat monthly service charge - waived for Active Military or Veterans with monthly payroll or retirement direct deposit

STAR

Premium features and savings on popular banking services
Interest-earning
Shopping, dining and travel discounts with BaZing
Cell phone protection, identity theft services and more^3,4
Waived with $1,500 minimum daily balance

Test

Easy Access and Peace of Mind

FREE CHECKING

You’ll get the basics you need and all the easy access you want when you choose Civista Free Checking.

No minimum balance required
No monthly service charge
$50.00 minimum opening deposit
eStatement is account standard ¹

COMPASS CHECKING

More than the basics, Civista Compass Checking offers a bundle of value-added services and benefits for everyday savings.

Free box of selected checks annually
Free deposit box for one year ⁵
Free coin counter use ⁵
Shopping, dining and travel discounts with the BaZing mobile app
ID theft aid includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration ^3,4
Cell phone protection allows up to $400 per claim ($800 per year) if your cell phone is broken or stolen ^3.4
Low, flat monthly service charge of $8.00
Monthly service charge waived for Active Military or Veterans with monthly direct deposit of payroll or retirement benefits.
eStatement is account standard¹
$50.00 minimum opening deposit

STAR CHECKING

Our premium relationship account earns you interest while providing a valuable benefits package.

Earn interest on your checking balance - tiered rates
Additional Fee-Free ATMs ⁶
Two free boxes of selected checks annually
Free deposit box for one year ⁵
Free coin counter use ⁵
Shopping, dining and travel discounts with the BaZing mobile app
ID theft aid includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration ^3,4
Cell phone protection allows up to $400 per claim ($800 per year) if your cell phone is broken or stolen ^3,4
No monthly service charge with $1,500 minimum daily balance, otherwise $10.00
$50.00 minimum opening deposit

We’ve Got the Perfect Account For You

Compare Checking Accounts

	Free	COMPASS	STAR
Free Digital Banking^* and Bill Pay Plus
No minimum balance required to maintain
Free Checks Annually ^**		1 Box	2 Boxes
Interest Earning			Tiered Rates
Monthly service charge	$0 ***	$8 Waived for Active Military or Veterans with monthly direct deposit	$0 with $1,500.00 minimum daily balance, otherwise $10.00
BaZing Benefits

* Standard wireless carrier charges may apply.

**Selected styles

*** Optional paper statement may be substituted for $6.00 monthly fee

BaZing Benefits

Student Checking

Overdraft Protection

African American Dad and son looking at each other holding a soccer ball.

Civista Learning Vault

¹eStatement is account standard. Optional paper statement may be substituted upon request with $6.00 monthly fee.

² Student 16-24 years of age is an owner on account. Accounts opened by a minor (under 18) require a joint owner 18 years of age or older on the account.

³Subject to additional terms and conditions.

⁴ Insurance products are: NOT A DEPOSIT. NOT-FDIC INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE BANK.

⁵ Subject to branch availability

⁶ The first four Non-Civista ATM transaction fees per statement period are waived. In addition, we'll rebate up to 4 ATM surcharges assessed by other ATM owners per month. The Non-Civista ATM transaction fee is $4.50. ATM surcharges vary by ATM owner.

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