Treasury Management

Save time and money by offering employee direct deposit, submitting electronic tax payments,  expediting electronic vendor payments and making external bank transfers.

Civista supports Same Day ACH for those times when you need to make an emergency payment or direct deposit.  Talk to your Treasury Management Officer to upgrade your ACH service and you'll be prepared if and when you need to use it.

Pay down your line of credit with excess funds in your checking account by connecting your commercial line of credit to your checking account for automatic fund transfers. If your checking account balance falls below your target balance, funds will sweep back from the line of credit to bring the balance up to your target.

Get money into your accounts faster by depositing checks electronically with our secure check processing system.  Scan checks from the convenience of your office, reducing time wasted on trips to the bank.

Consolidate multiple checking account balances into one.  This service gives you the flexibility to pool funds into one account while maintaining your individual accounts for unique tracking purposes.  As checks are presented funds are automatically transferred to or from the primary account. Ideal for multiple store locations or separating payroll and other expense accounts.

This automated fraud detection tool compares checks presented to the bank for payment to an authorized list of checks issued.  

How does it work? Your business provides an electronic file of checks issued that you expect to post to your account.  When checks are presented for payment, we will notify you of any unmatched items to review online and decision the exceptions for “pay” or “return”.

ACH Positive Pay is a fraud protection service which offers the ability to view, filter, and approve or return incoming entries to your accounts at Civista Bank.

Civista FraudEYE can alert you by phone, email or text for suspicious activity on your Civista Business Debit Mastercard^®.  If our monitoring programs suspect a fraudulent transaction, we’ll ask you to verify that you authorized the transaction in question using the contact information in our records.   Civista FraudEYE’s automated notifications allow us to quickly and securely communicate with you and suspend or reactivate your card if necessary.

Opt-in for text alerts or learn more about Civista FraudEYE 

Add an extra layer of security to your Civista business online banking login procedures with two-factor authentication.