- Certificates of Deposit & IRAs
- Checking
- Savings
| Certificates of Deposit | Minimum Opening Balance | Minimum Balance to Obtain APY* | Interest Rate | APY * |
| 3 Month CD | $500 |
$500 |
0.50% | 0.50% |
| 6 Month CD | $500 |
$500 |
0.55% | 0.55% |
|
7 Month CD
|
$500 |
$500 |
0.55% |
0.55% |
|
7 Month CD Special
|
$500 | $500 | 4.07% | 4.15% |
| 9 Month CD | $500 |
$500 |
0.60% | 0.60% |
| 12 Month CD | $500 |
$500 |
0.60% |
0.60% |
| 12 Month CD Special | $500 |
$500 |
3.99% | 4.07% |
| 12 Month KidCents 1 | $250 | $250 | 0.60% | 0.60% |
| 13 Month CD 2 | $500 |
$500 |
0.60% | 0.60% |
| 15 Month CD | $500 |
$500 |
0.60% | 0.60% |
| 18 Month CD | $500 |
$500 |
0.60% | 0.60% |
| 18 Month CD Special | $500 |
$500 |
3.87% | 3.95% |
| 24 Month CD | $500 |
$500 |
0.65% | 0.65% |
| 24 Month CD Special | $500 |
$500 |
3.87% | 3.95% |
| 30 Month CD | $500 |
$500 |
0.70% | 0.70% |
| 36 Month CD | $500 |
$500 |
0.70% | 0.70% |
| 42 Month CD | $500 |
$500 |
0.75% | 0.75% |
| 48 Month CD | $500 |
$500 |
0.80% | 0.80% |
| 60 Month CD | $500 |
$500 |
0.85% | 0.85% |
1 Add-on minimum $25
2 Add-on minimum $50
Interest Rates and Annual Percentage Yields are accurate as of the date noted above.
Fees could reduce earnings on the account.
Early Withdrawal Penalties
| Term | Penalty imposed for Early Withdrawal |
|---|---|
| 3 Month CD | 1 Month |
| 6 - 12 Month CD | 3 Months |
| 13 - 18 Month CD | 6 Months |
| 24 - 48 Month CD | 12 Months |
| 60 Month CD | 24 Months |
| Individual Retirement Accounts (IRAs) | Minimum Opening Deposit | Interest Rate | APY * |
|---|---|---|---|
|
13 Month Fixed
|
$500 | 0.60% | 0.60% |
|
13 Month Special
|
$500 | 3.99% | 4.07% |
| 18 Month Variable | $100 | 0.65% | 0.65% |
| 18 Month Fixed | $500 | 0.60% | 0.60% |
| 18 Month Special | $500 | 3.87% | 3.95% |
| 30 Month Fixed | $500 | 0.70% | 0.70% |
Minimum $25 add-on to all IRA Accounts
* Annual Percentage Yield
Interest Rates and Annual Percentage Yields are accurate as of the date noted above.
Fees could reduce earnings on the account.
| Star Checking * |
Interest Rate | APY ** |
|---|---|---|
| $0.01 - $2,499.99 |
0.01% |
0.01% |
| $2,500.00 - $49,999.99 |
0.01% |
0.01% |
| $50,000.00 - $99,999.99 |
0.03% |
0.03% |
| $100,000.00 and above |
0.03% | 0.03% |
| Health Savings Account * |
Interest Rate | APY ** |
|---|---|---|
| $0.01 - $999.99 |
0.01% |
0.01% |
| $1,000.00 - $4,999.99 |
0.03% |
0.03% |
| $5,000.00 and above | 0.05% |
0.05% |
* Rate and Annual Percentage Yield (APY) may change after the account is opened
** Annual Percentage Yield
Interest Rates and Annual Percentage Yields are accurate as of the date noted above.
Fees could reduce earnings on the account.
|
Savings Account Type *
|
Minimum Opening Deposit
|
Minimum Balance to Obtain APY
|
Interest Rate
|
APY **
|
|---|---|---|---|---|
| Statement Savings | $25 |
$100 |
0.03% |
0.03% |
| KidCents Savings | $5 | $0.01 |
0.03% | 0.03% |
| Money Market Investment Account (MMIA) * |
Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | APY ** |
|---|---|---|---|---|
| $2,500 - $49,999.99 |
$2,500 |
$2,500 |
0.15% |
0.15% |
| $50,000 - $99,999.99 |
$2,500 |
$50,000 |
0.28% |
0.28% |
| $100,000 and above |
$2,500 |
$100,000 |
0.58% |
0.58%
|
* Rate and Annual Percentage Yield (APY) may change after the account is opened
** Annual Percentage Yield
Interest Rates and Annual Percentage Yields are accurate as of the date noted above.
Fees could reduce earnings on the account.
Fees could reduce earnings on the account.
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Certificates of Deposit & IRAs
| Certificates of Deposit | Minimum Opening Balance | Minimum Balance to Obtain APY* | Interest Rate | APY * |
| 3 Month CD | $500 |
$500 |
0.50% | 0.50% |
| 6 Month CD | $500 |
$500 |
0.55% | 0.55% |
|
7 Month CD
|
$500 |
$500 |
0.55% |
0.55% |
|
7 Month CD Special
|
$500 | $500 | 4.07% | 4.15% |
| 9 Month CD | $500 |
$500 |
0.60% | 0.60% |
| 12 Month CD | $500 |
$500 |
0.60% |
0.60% |
| 12 Month CD Special | $500 |
$500 |
3.99% | 4.07% |
| 12 Month KidCents 1 | $250 | $250 | 0.60% | 0.60% |
| 13 Month CD 2 | $500 |
$500 |
0.60% | 0.60% |
| 15 Month CD | $500 |
$500 |
0.60% | 0.60% |
| 18 Month CD | $500 |
$500 |
0.60% | 0.60% |
| 18 Month CD Special | $500 |
$500 |
3.87% | 3.95% |
| 24 Month CD | $500 |
$500 |
0.65% | 0.65% |
| 24 Month CD Special | $500 |
$500 |
3.87% | 3.95% |
| 30 Month CD | $500 |
$500 |
0.70% | 0.70% |
| 36 Month CD | $500 |
$500 |
0.70% | 0.70% |
| 42 Month CD | $500 |
$500 |
0.75% | 0.75% |
| 48 Month CD | $500 |
$500 |
0.80% | 0.80% |
| 60 Month CD | $500 |
$500 |
0.85% | 0.85% |
1 Add-on minimum $25
2 Add-on minimum $50
Interest Rates and Annual Percentage Yields are accurate as of the date noted above.
Fees could reduce earnings on the account.
Early Withdrawal Penalties
| Term | Penalty imposed for Early Withdrawal |
|---|---|
| 3 Month CD | 1 Month |
| 6 - 12 Month CD | 3 Months |
| 13 - 18 Month CD | 6 Months |
| 24 - 48 Month CD | 12 Months |
| 60 Month CD | 24 Months |
| Individual Retirement Accounts (IRAs) | Minimum Opening Deposit | Interest Rate | APY * |
|---|---|---|---|
|
13 Month Fixed
|
$500 | 0.60% | 0.60% |
|
13 Month Special
|
$500 | 3.99% | 4.07% |
| 18 Month Variable | $100 | 0.65% | 0.65% |
| 18 Month Fixed | $500 | 0.60% | 0.60% |
| 18 Month Special | $500 | 3.87% | 3.95% |
| 30 Month Fixed | $500 | 0.70% | 0.70% |
Minimum $25 add-on to all IRA Accounts
* Annual Percentage Yield
Interest Rates and Annual Percentage Yields are accurate as of the date noted above.
Fees could reduce earnings on the account.
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Checking
| Star Checking * |
Interest Rate | APY ** |
|---|---|---|
| $0.01 - $2,499.99 |
0.01% |
0.01% |
| $2,500.00 - $49,999.99 |
0.01% |
0.01% |
| $50,000.00 - $99,999.99 |
0.03% |
0.03% |
| $100,000.00 and above |
0.03% | 0.03% |
| Health Savings Account * |
Interest Rate | APY ** |
|---|---|---|
| $0.01 - $999.99 |
0.01% |
0.01% |
| $1,000.00 - $4,999.99 |
0.03% |
0.03% |
| $5,000.00 and above | 0.05% |
0.05% |
* Rate and Annual Percentage Yield (APY) may change after the account is opened
** Annual Percentage Yield
Interest Rates and Annual Percentage Yields are accurate as of the date noted above.
Fees could reduce earnings on the account.
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Savings
|
Savings Account Type *
|
Minimum Opening Deposit
|
Minimum Balance to Obtain APY
|
Interest Rate
|
APY **
|
|---|---|---|---|---|
| Statement Savings | $25 |
$100 |
0.03% |
0.03% |
| KidCents Savings | $5 | $0.01 |
0.03% | 0.03% |
| Money Market Investment Account (MMIA) * |
Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | APY ** |
|---|---|---|---|---|
| $2,500 - $49,999.99 |
$2,500 |
$2,500 |
0.15% |
0.15% |
| $50,000 - $99,999.99 |
$2,500 |
$50,000 |
0.28% |
0.28% |
| $100,000 and above |
$2,500 |
$100,000 |
0.58% |
0.58%
|
* Rate and Annual Percentage Yield (APY) may change after the account is opened
** Annual Percentage Yield
Interest Rates and Annual Percentage Yields are accurate as of the date noted above.
Fees could reduce earnings on the account.
Fees could reduce earnings on the account.
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